Informative Blog articles on the topic Money for More Success...
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A federal program that had the potential to extend $4 billion in credit to small-business and community-development lenders has been reduced by half. The program's fate underscores how difficult it can be for the government to get much-needed capital to entrepreneurs. The CDFI Bond Guarantee program, signed into law through[...]
The nation's small businesses have struggled to get anybody to loan them money since the Great Recession started. Meanwhile, banks and credit unions have been fighting over who deserves the right to make small business loans to them. And as the JOBS Act works its way through Congress, that battle has grown fiercer. Credit[...]
The law that President Obama is set to sign this week is expected to unleash a wave of crowdfunding. That promises to give some startups access to capital they wouldn't have had otherwise, but it could set up unwary entrepreneurs for a headache. Crowdfunding is a way of raising capital that involves getting[...]
Mari Alstin knew the $10,000 she had in savings and credit wouldn't be enough to open her women's clothing boutique. To cover the cost of rent, a security deposit, displays and inventory, she needed an additional $15,000--fast. Waiting on a bank loan was out of the question, and her credit[...]
Fundraising by getting small donations of money from a large group of people, what’s called crowdfunding, is a very different animal than getting access to capital at a bank: your story matters more than your credit score. To be successful in a crowdfund, remember who your audience is and cater to[...]
U.S. regulators are tied up in knots trying to figure out how to write laws for equity crowdfunding to prevent fraud. Perhaps they ought to take a page from the Dutch. In the Netherlands, equity crowdfunding from unaccredited investors has been legal for the better part of three years. “The Netherlands are[...]
Tech-behemoth Microsoft is making a move to be more startup friendly. The Redmond, Wash.-based software company announced Microsoft Ventures, an umbrella organization for its various entrepreneurship resources, according to a statement from Rahul Sood, the general manager of Microsoft Startups, on the official Microsoft blog. Microsoft has already provided software tools and resources to 75,000 startups[...]
Pay and recognition are two of the most important factors that impact employee morale, performance and growth. If your business isn't keeping up with market trends, you can run the risk of losing talented employees and turning away top prospects. A recent report by WorldatWork indicated that workers on average will[...]
Scott Jennings had two goals when he decided to open a restaurant after graduating from Arizona State University 15 years ago. First, he wanted a place that didn't feel corporate and would make employees happy. Second, he wanted something unique. "I'd worked in a lot of places in college, and[...]
We all have quirky tendencies when it comes to our food. They may pop up while we're cooking and mix a few ingredients that have no business being together, yet the food comes out amazing. They could show up in the way we eat our food, like my brother who dips[...]
Running a successful restaurant involves some crucial aspects beyond the obvious concerns of location, type of cuisine, rent and utilities. What matters most is your food, your staff and you, at the personal level. If done the right way, your restaurant will thrive and stay on top. Here are three critical factors that[...]
The more difficult the economy, the greater the opportunities -- but only for those who are strong, well-prepared and persistent. Many people are fixated by national or even global economic doom and gloom. Many wait for a magic fix, only to realize it will never come. We are now in what[...]
