We all need money, but usually you have to work for it.
And while they say there is no such thing as free lunch, there is such a thing as free money!
If you think free money is just a pipe dream, think again!
You can indeed get free money.
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There are actually a few ways…
- free money from government
- free money for college
- free money from crowdfunding sites
But one of the easiest ways is taking advantage of bonuses and promotional offers that many companies offer.
Think bonus for opening a new savings/checking account, bonus for applying for a new credit card, etc.
In 2015, companies spent nearly $600 billion worldwide in advertising, with a big portion of it going to giving new customers bonuses for signing up.
This is basically free money for you.
Legit Ways to Get Free Money
Now, getting a small $5 bonus from a company doesn’t sound like much, but combine that with the money being given by more companies and you’ve got yourself hundreds and even thousands of dollars.
Now finding companies that essentially giveaway free money is hard, but you don’t have to do that!
I did the work and found you a few dozens or so sites, apps, credit cards, banks and other companies that offer free cash.
If there ever was “free money loopholes and secrets”, these would be it!
Free Money Earning Sites
Now the best part is that many of them offer sign up bonuses for new users.
All you have to do is sign up to get that bonus.
Here are a few:
1. InboxDollars – $5
I’ve talked about InboxDollars many times here on MP.
It’s an online rewards site where you get paid to take surveys, shop online, watch videos, complete free offers, you even get paid to read your emails.
Right now they are giving a $5 sign up bonus for anyone joining the site.
2. CreationRewards – $5
CreationRewards is another similar reward site that rewards you for everything from shopping online to playing games, taking surveys, watching videos and more.
Earn 5000 points within 60 days of registering and you get a $5 bonus added to your account.
You can cash out via PayPal, Amazon Gift Cards, as well as gift cards from a variety of online and offline stores.
3. SendEarnings – $5
SendEarnings is a lot like InboxDollars. In fact, they both are owned by the same company, CotterWeb Enterprises.
And just like InboxDollars, Send Earnings is also an online reward site where you earn cash for doing what you probably do anyway – playing games, shopping, visiting websites, etc.
You guessed it, SendEarnings will also give you a free $5 sign up bonus if you join the site.
4. CashCrate – $1
CashCrate is probably one of the oldest sites of its kind, known as Get Paid To, also known as GPT, for short.
It is one of the first sites I came across when I first started my quest of trying to make money online.
Of course, CashCrate wasn’t enough for me to quit my job, but it did help me earn a little side money, and more importantly, it showed me it was possible to make money online despite being scammed so many times by other sites.
5. FusionCash – $5
FusionCash is a lot like CashCrate in that you can basically earn money doing pretty much the same kind of stuff you’d do on CashCrate – shopping, taking surveys, trial offers, etc.
6. VIP Voice (formal NPD) – Chance to win $1,000!
How about a chance to win a $1000 instead of a guaranteed $5 sign up bonus?
I mean, it won’t cost you anything but a few minutes of your time.
All you have to do is sign up with the site for free and you earn an entry to their $1000 sweepstakes.
Of course, if you wanted to actually earn money, you could participate in their paid online surveys.
Plus, you earn triple rewards points when you take your first survey!
7. Point Club – $5
With Point Club, you can participate in surveys in earn points in return.
Points can be redeemed for cash through PayPal or for a gift card for a well-known retailer, like Amazon and Walmart.
And, the site is offering a $5 bonus, just for signing up.
8. Univox Community – $5
Univox Community pays you to give your opinion on consumer products.
In return, you get paid by PayPal, Virtual Visa Card or Amazon Gift Card.
Right now, Univox Community will give you 500 points instantly when you sign up. This is equivalent to $5.
9. TreasureTrooper – $1
Get paid to complete surveys and offers and play games at TreasureTrooper.
Currently, the site is offering $1 to new members.
All you need to do is sign up!
10. Cash4Offers – $5
Get paid to read emails, take surveys, play games and complete offers with Cash4Offers.
When you join this website, you get a $5 bonus.
11. SquishyCash – $3
SquishyCash is another GPT website. It pays you when you do things like complete offers or participate in surveys.
You can earn cash via PayPal or gift cards.
Right now, the website is giving people a $3 bonus just to sign up.
12. Daily Rewards – $10
At Daily Rewards, you can earn rewards when you take part in surveys, play games and get deals.
And, when you sign up to the website, you’ll get a $5 bonus.
13. GrabPoints – $5
Earn points when you watch videos, download apps, complete offers, and take surveys with GrabPoints.
You can redeem your points for gift cards and cash via PayPal.
When you join, you’ll get $5, just for signing up!
14. Vindale – $2
If you don’t mind sharing your opinion, then you might want to check out Vindale. It’s a website that pays you to take surveys online.
When you sign up to the site, you’ll earn $2.
15. Swagbucks – $5
Swagbucks is a huge reward site that almost everybody has heard about.
You can earn rewards for almost any online activity you can think of, from watching videos and answering trivia to playing games, shopping and more.
If you haven’t joined yet, sign up today and get a free $5 bonus.
Free Money from Cashback Sites
Cashback websites are great, because when you shop through them, you get a little bit of your spending back. And, over time, this really adds up. A lot of these sites give you cash just to sign up to them as well.
So, check out these cashback websites that offer free money.
16. Rakuten (former Ebates) – $10
Although it has become very popular just recently, Rakuten has been around since the late 90s.
It’s basically a cashback site that you can use to shop through, on just about any online store you can think of, to earn cash back.
If you do any kind of shopping online, you’d be crazy not to use Rakuten. It’s like leaving cash on the table when all you have to do to get it is to reach for it!
I mean, if you’re going to buy something online anyway, why not go through a site like Rakuten that gives you some of that money back!
Currently Rakuten gives you the choice of two pretty generous sign up bonuses:
- $10 Walmart Gift Card
- $10 Rakuten cash bonus.
So, you make $10 just for signing up!
Not only do you get that $10 cash bonus or gift card, you also earn free money every time you shop online through Rakuten.
17. ExtraBux – $5
ExtraBux is another good cashback website.
You can earn up to 30% cashback on the stuff you buy through the platform – pretty great right?
Right now, it’s offering a $5 bonus just for signing up.
That’s five dollars that you can get literally just for entering a few basic details, like your name and email address.
Plus, since it offers a pretty high cashback rate, and it features more than 2,500 stores, it’s worth using even after you’ve gotten your free cash!
18. BeFrugal – $10
BeFrugal is a cashback and coupon website, like Ebates.
It’s a well-known website that can save you cash on your shopping.
And, just for signing up, the website will give you $10. That’s a pretty generous amount. It’s definitely one of the best sign up bonuses on this list.
19. ShopAtHome – $10
ShopAtHome is a cashback and deals website. When you sign up for the site, you can get another $10 bonus!
20. MrRebates – $5
MrRebates is another site like eBates. It has over 2,300 participating stores and the number is still growing.
What makes their $5 sign up bonus particularly awesome is that you can cash out only after earning 10 bucks. So just by signing up (which is free by the way) you’re half way there.
What’s not to like about that!
21. CouponCactus – $3
Coupon Cactus offers both discount coupons and cash rebates.
Sign-up bonus is $3, and just like Mr Rebates, the minimum requirement for cashing out is $10.
Free Money for Opening Checking/Savings Accounts
Who knew that opening a new bank account could be so profitable?
You could earn yourself anywhere from $25 to $1,000 just for opening up a new checking/savings account.
Check out some of the best free money offers from banks.
22. Chase Total Checking Account– $350
Chases has a coupon that could net you $350!
That’s a pretty big bonus!
Just open up a new Chase Total Checking account – and you’ll get $200.
To qualify for this offer, you need to deposit at least $25 into the account when you first open it, and have a direct deposit made to it in within 60 days of the account opening.
Then, open up a new savings account with the bank and get a further $150.
To get this one, you need to deposit at least $10,000 into your new savings account within 10 business days of opening your account. And you have to maintain this balance for at 90 days.
23. Citizen Bank CollegeSaver Account– $1,000
To qualify for this bonus you must open a new CollegeSaver savings account.
And, you must open it before your child’s 12th birthday.
Also, if your child is under the age of six when you open the account, you must deposit at least $25 at account opening and continue to save that amount every month – at a minimum.
If your child is between 6 to 11 years old, then you need to deposit $50 initially, and continue to save at least that required monthly minimum amount every year.
Then, when your child turns 18, you get $1,000 plus interest.
It is actually a great account for saving throughout your college years, paying decent interest.
24. U.S. Bank Start Smart Savings Program – $100
I love the START Smart Savings Program from the US Bank. It’s an awesome way to save and build up your savings over time.
It offers so many great benefits, like a 1% debit card bonus (up to $50) for gas and grocery purchases.
But, that’s not all.
As a member of the program, you also get a $50 bonus!
There are of course a few stipulations.
Firstly, you need to be a new customer with a new personal Silver Checking Package account and a new or existing Package Money Market Savings account.
Secondly, you need to schedule a qualifying transfer from your Silver Checking Package to your Package Money Market Savings account during enrollment.
You can only enroll in the START Smart Savings Program within the first 90 days of your account opening – so keep that in mind.
Thirdly, there’s a minimum opening deposit of $25 per account.
Finally, you must keep both accounts open for at least 12 months after the enrollment date to qualify.
25. Virtual Wallet from PNC Bank – $50
Open up a new Virtual Wallet account with PNC Bank and earn a $50 bonus.
To qualify you’ll need to deposit $500 into your new account, within the first 60 days of opening it.
And, make at least 10 purchases using your PNC Bank Visa Debit Card.
This offer is only available to people who live in AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV.
If you open a Virtual Wallet with Performance Spend account with PNC Bank, then you could get a $200 bonus!
You’ll need to deposit $2,000 in total into the new account, within the first 60 days of opening it.
Also, you’ll need to make at least 10 purchases with your PNC Bank Visa Debit Card.
This offer is only available to residents of the states we listed in the section above.
When you open up a Virtual Wallet with Performance Select account with PNC Bank, you can get a $300 bonus.
Just make sure that you make $5,000 worth of direct deposits into your account during the first 60 days it’s open.
And, make 10 purchases using your PNC Bank Visa Debit Card. As with the two accounts above, this one is only available to residents in select states.